Make Money Online Without Spending Money

 Make Money Online Without Spending Money. Right or Wrong?

Earn Money online without spending your dollars

Would you believe that you actually can make money online without spending money? There are different options available, you have seen the fancy headline all over the places…  but you are not able to make the big money as those fancy headlines are only an empty promise. 

Make Money online in your sleep… Sounds familiar? Fancy Headlines who promise you the world. 

  • Getting Rich Quick.
  • Make Money online now while you sleep…
  • Become a Millionaire, 
  • Make $5000 a day 
  • The Best Way to make passive income now
  • Quit your job now… Make money in your sleep …

I am sure you have seen them around on Social Media like YouTube, Facebook, Google Plus, Twitter, Reddit, Pinterest, Instagram you name it the list is long.
It is a good business in the “make money” online niche.

There is also a lot of competition out there and it is growing day by day.

You are wondering if you can make money online without spending any dollars?  The answer is YES!!!

The range of what is on the market is quite big, anyone who is new and even if you have experience,  it can be confusing and overwhelming. 

Just to be assured in any way high or low ticket, when you commit yourself to earn money online, there is always an action and investment required. It is either money or time. There is no free money.

Win the lottery…

Unless you play the National Lottery and you are winning the Jackpot then you are the lucky receiver of millions of dollars overnight.

Earn money the legitimate way

Talk about Online Businesses where you can make money online without spending your money. 

1. Selling on 
Items you have or from decluttering your office or house.
(Check for your country)

Look for local selling apps like the carousel

2. Start with teaching languages if you are bilingual or do translation online.

3. If you are good at writing then write for,,, etc.

4. Online Surveys, 


A personal note : ( I do not like them as they pay very little, and sometimes they reject your review that is time wasted. I also know people who are good at it. Not me )

5. Click Ads

Clicking on ads that last around 10seconds to 30 seconds. It is easy but also Time-consuming

6. Phone Apps for game testing, shopping rewards, watching movies, etc. 


Slidejoy lets you make money to check trending news and unlock your lock screen! Slidejoy pays you in cash or rewards you in gift cards to have trending news and ads on your lock screen. Redeem cash rewards to your PayPal account or gift card rewards to your favourite retailers/brands. You can even donate the money you make from Slidejoy to give cash to charity! Make extra money online by downloading our free lock screen app today!


( it is a great app if you want to lose weight or procrastinate with your exercise)

The PACT  is an unusual money-making App as it gets you to focus and stick to your exercise regime. So if you want to keep and stay fit, or want to lose weight this is a great app. What you do is you will sign up for the commitment you feel comfortable with ( it is based on your food intake, and how often you plan to work out. )  Be aware as you have to pledge an amount you are willing to pay if you miss those goals.

#Google Opinion Rewards,

You can make money answering survey questions on your smartphone with Google Opinion Rewards. This App is also known as Google Survey. This app is free and it does reward you for sharing your opinion. The App is working on iPhone and Android. The best way to make money is on iPhone.

#Foap ( Photo App) 

Foap is a great app that turns your photos into cash. Upload your photo collection and sell it to well-known brands all over the world.

# Ibotta (Ibotta cash savings rewards and coupons app)

You will find offers before you go shopping add the products for simple tasks. Then you go shopping at the selected store, ( participating stores)  buy the product and get your receipt.  Make a photo of the receipt and then match the items you bought the offers you selected and get cash.

Dosh Cash back app

Is a great app for money.  Dosh is the free cash back app that finds you $$ for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide. Start getting paid for doing the things you already do. You can secure download the app and connect it to your credit-debit card.

If it finds one, Dosh automatically redeems the offer and converts it into cold, hard cash, then deposits it directly into your Dosh wallet. You don’t have to do a thing.

Hotels like Hilton, Marriott, The Ritz Carlton, The Hyatt, Holiday Inn, Sheraton,
Brands like Nike, Forever 21, Gap, 24 Fitness, National Geographic, Microsoft,
Walmart, Auto Zone, Macy’s, Barnes and Noble, The Home Depot,

only to mention a few…


There are so many apps available and please keep in mind, it might not cost you any money but it will cost you your time.

Don’t forget those apps are coming and going and those are never a long-term solution. The payout is also not so great for sure you can not make 4 figure with those apps. Unless you spent most of your day on those apps. 

All Apps are available on Google Play App Store

“One of my Mentors said to me, Money is easy to recover but the time you will never recover. When this minute is gone it is gone.   No money in the world will buy you back the time you wasted. “

Time is money

Affiliate Marketing  A Long-Term Solution To Make Money 

I have to say one of the best ways to earn money in the long term is still Affiliate Marketing.

The best way to make money is still Affiliate Marketing. It is not instant and it will need some time, but in the long term, it is a good way to earn money online. Especially for Newbies, it is a great way to start. There are many opportunities out there for Affiliate Marketing and it is performed more often than you think. I like Affiliate Marketing as it creates money and a residual and or passive income passive as well.

Read my blog about Affiliate Marketing where you can learn the step by step training. Get the free 7 Day Trial no credit card required. 

You can sign up and create your own website for free. 

 Affiliate Marketing and Multilevel Marketing. 

People make the mistake and think that Affiliate Marketing is Multilevel Marketing.
Multilevel Marketing or Pyramid Schemes have a bad name, but in reality, they are not bad, the person who invented that MLM was actually very clever and knew what they wanted.

Multilevel Marketing got its bad name as people who do not understand the system think that this system is cheating people out of commission. You must understand the system of Multilevel Marketing only then you are able to make money.  

You might not realize this but there are a lot of Multilevel Marketing Companies out there. Most of them are legitimate and earn a good income for a lot of stay at home moms and dads. 

Below I just name a few and I am sure you will know them…






#Advo Care,

#Amway Global knew as Quixtar,

#Forever living products,

#Juice Plus,


#Beach Body,

#Young Living,

#Nu Skin Enterprises,

#National Saftey Associates,

the list goes on and on,


Well if you are thinking to make money with affiliate marketing then I can highly recommend you “the number one program” that is out there now. 

start your online business today

Sign up Wealthy Affiliate

Affiliate Marketing the other side you should know 

There are disadvantages with Affiliate Marketing compare to Multilevel Marketing is that you have to rely on yourself. What that means is there is no team below you who makes the sales for you. Affiliate Marketing relies on you and that means you have to put in a certain amount of time each day to make the business successful.

Affiliate Companies do pay you for the recruitment of an individual,  but not for the money that person is making. 

Affiliate Marketing The Chocolate Side. 

sweet side of affiliate Marketing

I guess you know already the good points in affiliate Marketing outweighs the bad points. 

What are the advantages of Affiliate Marketing 

# no need to sell the products to family and friends 

#worldwide reach with your products

#no stock, no upfront costs

#you do not need to host a party to sell your products like with MLM ( Tupperware, Herbal Life etc.)

#There is no quota with Affiliate Marketing to qualify for earnings. There might be minimum sales to qualify for a higher commission. 

# You can choose from different Vendors to offer your customer the best product. Different vendors have different prices for products. 

# You are your own boss, there is no one above you and pressures you for sales. The only one who pressures you is you to make a steady income and you will increase your income over time. 

#When your website matures, you will have more traffic and you make more sales as a result of continuous traffic.  The great advantage is you can scale your business according to your own pace.

When you start with Affiliate Marketing there is only one way to start it. 

From the start and walk through training. Yes, you can find all this training outside on google and on youtube. I do not argue with that. 

Consider that every training you need to research and look for it, go through video by video to find the right one. It is so much easier to have everything in one place. It saves a lot of time and nerves.

Believe me, I been there. 

looking for free trainingWhat you can not find outside is the Experience of around the 1.300.000 Member forum.

#The help and the sharing when you get stuck.

#The Uplifting of the community when you want to give up.

#The Friendships you form when you join 

#The weekly video training session with Q& A ( yes the live training is live not pre-recorded)

#The live chat you can ask every minute there will also be a member who answers

#The site support 

#The Training from the members they create when they had difficulty with a task. 

The free hosting service 

The free emails with your domain name  when you are a premium member

There is so much more come join me and look me up at Wealthy Affiliate. 

wealthy affiliate Program Sylvia Spurway

7 Day free Trial Wealthy Affiliate

See you at Wealthy Affiliate. 

Do you have experience with Online Marketing, do you have tips on how to make money without spending your dollars. 

Please share with us, have you tried to earn money with the apps mention on this blog? 

I am looking forward to hearing what is your experience

Atma Namaste


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12 thoughts on “Make Money Online Without Spending Money”

  1. Hello
    You say that starting an online business requires dedication, hard work, and continuous learning. It’s essential to develop a solid business plan, understand your target audience, and stay adaptable to the ever-evolving online landscape. How do I learn all this? Is there anywhere a place where I can learn this?
    thanks for your answer

    • Hello
      Yes, there is a platform that will guide you all the way through step by step. It is a great way to start in an online business. Here is the link to this online platform.
      One of the key advantages of starting an online business is the relatively low startup costs compared to traditional brick-and-mortar ventures. Setting up an online presence can be more affordable and accessible, allowing aspiring entrepreneurs to test their ideas and concepts with minimal financial risk. That does not mean everything is free, there is a small investment required and if you want anything for free than it is not a business. A business is a exchange of Money and Service.

      Hope this helped

  2. That’s a great point! Writing is a skill that can be turned into a profitable side hustle or even a full-time career. With platforms like Fiverr and Upwork, it’s easier than ever to connect with potential clients who are looking for skilled writers. And for those who are truly passionate about writing, it can be a fulfilling and creative way to make a living. Plus, the internet has made it possible to reach a wider audience and earn money from writing without even leaving your home. So for anyone with the skill and dedication, there’s no reason not to give it a try!

    • Hello
      Yes, Fiverr and Upworks are great places to offer your work when you want to make money online. Using part of the money you make there and invest in your own online business is a good way to get started. Learning it the right way and having someone that guides you through step by step is such an important step in becoming successful. Most Entrepreneurs fail because they do not have the mental and emotional support to ask someone for help or just someone who lifts you up. When I started it was so difficult as all my friends and family though I am dreaming and looking for something that is just a waist of time.
      When I joined this platform it was like heaven, I finally had people who understood me and lived through the same ups and downs like I did.
      Give it a try and if you are skillful in writing start your own blog.
      Have a great day

  3. I totally agree with you Sylvia on your resolutions about affiliate marketing, you pay the price now to reap later, it follows the laws of nature, the planting, nurturing before harvest. I have vested interest in affiliate marketing and having been a student of that niche, I can tell that it’s a fall back option that has endless potentials, not a get rich quick syndrome but a process with rich rewards.
    Great article.

    • Dear Jane
      Affiliate Marketing is a trade for itself and either you are successful, or you are not. The internet marketing is painted like it is an easy business and you make money overnight while you sleep that might be true, but then you are already established and failed and learned from your failure. Failure is not a bad thing it is just one step closer to success. Every successful person fails a couple of times but that makes them successful, and they paid their tribute to success the hard way. Affiliate Marketing is excellent but you need to invest time and the passion for doing it.
      A lot of people when they start forgetting that this is also an essential factor. In the beginning, you are investing time.
      Have a great day

  4. Hallo there,

    I was looking for ways I can make money online without money and I landed here. I have seen that you have mentioned iwriter.

    This is my first site to make money online with, although I am trying to look for greener pastures so that I can make more money online.

    I do recommend the site to anyone who has a knack for writing and would like to earn some few bucks every so often.

    I will be looking into upwork to see if the experience there will be good for me and then I will decide if I will be using it. Thank you very much for your help. 🙂

    • Hi Dave 

      Nowadays there are lots of sites out there where you can make money. Unfortunately, a lot of them do not pay very well. It is great to take time and spent on some apps, translation or blogging. I believe if someone is interested in making money online they will go for affiliate marketing. As this is, in the long run, the best solution and the one who can pay a stable income. Said this there is work involved, and nothing makes someone rich overnight unless you win the lottery jackpot. I have written a blog about the best affiliate Program in 2018


      Have a look it might interest you 

      Have a great Day 



  5. I agree with all of this and Karen’s comment. I sell a few gigs on Fiverr and other sites, use some of the earnings sites like peopleperhour but the most effective way to earn online is through affiliate marketing for sure, It’s always useful to learn methods for this from someone who already earns money doing it.

    Enjoy the journey!

    • Hi Mandy
      I agree too, Fiverr is not bad if you are new it is a great way to improve your income.
      But the most effective way to earn money online is the Affiliate Marketing. There are so many possibilities and the resources are endless. It looks to me that soon in the future, offices don’t exist anymore and all is done at home or as a virtual assistant. I find it a brilliant idea to hire someone over the internet to do a job for you where you are not good at or use to much time on it. I think that is the future to go.
      I Love affiliate marketing and it is the best way to a long-term business solution.
      Have a great day

  6. Great post, though I didn’t realise that business opportunities like Avon and Beach Body were considered as MLM, so it’s interesting to know. I have done a few gigs on Fiverr, that’s a great platform, but to be quite honest, Affiliate marketing is the best way to build up a sustainable recurring source of income online. Cheers, Karen

    • Dear Karen

      I agree with you, if you want to do it on a long term and want to grow a business than affiliate marketing is the best. 
      With the years I have learned that not everyone thinks like that, and a lot of people are not prepared to spend their free time on the computer and learn the trade of affiliate marketing. Some only want to make a few bucks for a couple of months as long as the app is still in trend. Our youth is most of the time on the phone, and they think it is cool to get extra pocket money. 
      Fiverr is great to get things done and offer some services. Affiliate Marketing you cannot see immediate income, so it is good with gadgets to pay the smaller bills. 
      Thank you for stopping by 
      Have a great day



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